Last updated: 2026-05-21. Operated by Lemmings Life, LLC, a Texas limited liability company. Contact: legal@ccharts.com.
These Terms of Service govern your access to and use of the CCharts website at ccharts.com and any related services we operate (collectively, the "Service"). The Service is provided by Lemmings Life, LLC, a Texas limited liability company ("CCharts", "we", "us"). By redeeming an invite code, creating an account, signing a transaction through the Service, or otherwise accessing the Service, you agree to be bound by these Terms, the Privacy Policy, the Risk Disclosure, and the Cookie Notice, each of which is incorporated by reference. If you do not agree, do not use the Service.
You may use the Service only if you (a) are at least 18 years of age and have legal capacity to enter into a binding agreement, (b) are not located in, organized under the laws of, or ordinarily resident in any jurisdiction subject to comprehensive U.S. sanctions (currently Cuba, Iran, North Korea, Syria, the Crimea region, and the so-called Donetsk and Luhansk People's Republics), (c) are not on the U.S. Treasury OFAC Specially Designated Nationals list or any equivalent restricted-party list maintained by the European Union, United Nations, United Kingdom, or HM Treasury, and (d) are responsible for complying with all laws applicable to you in your jurisdiction, including securities, commodities, tax, anti-money-laundering, and counter-terrorist-financing laws.
The Service is non-custodial. Your private keys are generated and held within a Turnkey passkey-based sub-organization that you control. At no point do CCharts, Lemmings Life, LLC, Turnkey, or any third party have unilateral access to or control over your private keys, your sub-organization, or your Digital Assets. We cannot freeze, seize, transfer, or otherwise move your Digital Assets, and we do not act as a custodian, escrow, fiduciary, or trustee with respect to them.
CCharts is software. We display market data sourced from third parties, surface user-initiated routing through third-party DeFi protocols, and provide an interface that helps you sign transactions on public blockchains. Lemmings Life, LLC is not a licensed exchange, a securities exchange, an alternative trading system, a broker, a dealer, a broker-dealer, a funding portal, a custodian, a transfer agent, a clearing agency, a futures commission merchant, a swap dealer, an investment adviser, an investment manager, a money services business, a money transmitter, a lender, or a borrower. We do not solicit, recommend, or provide investment, legal, tax, or any other professional advice. Pricing, charts, ratings, and similar content are provided as factual reference and do not constitute an offer, solicitation of an offer, or endorsement of any Digital Asset or transaction.
The Service routes user-signed transactions through third-party DeFi protocols, including without limitation trading aggregators (such as dFlow and the underlying decentralized exchanges they route to), yield aggregators (such as Kamino), borrow/lend protocols, derivatives protocols, and tokenized-securities issuers (such as Backed Finance for xStocks, Ondo Finance, and Superstate). These protocols are operated by third parties and are governed solely by the terms, privacy policies, and other agreements those parties impose. Where any third-party protocol's terms conflict with these Terms with respect to your interaction with that protocol, the third-party terms control as to that interaction. CCharts does not operate, control, audit, insure, or guarantee any third-party protocol or smart contract, and is not responsible for losses arising from third-party protocol failure, exploit, oracle malfunction, validator outage, governance attack, or any other cause originating from a third-party protocol. A current list of integrated protocols is available on request.
Certain Digital Assets accessible through the Service may be characterized by their issuer or by U.S. or non-U.S. law as securities, including without limitation tokenized equities, tokenized fixed-income instruments, and tokenized fund interests. CCharts does not custody, settle, or clear any such instrument. CCharts has structured the Service consistent with then-prevailing U.S. Securities and Exchange Commission staff guidance regarding decentralized-finance front-end interfaces; you acknowledge that such guidance is non-binding and may change. You represent that your participation in any transaction involving a Digital Asset that constitutes a security complies with all securities laws applicable to you, including any Regulation S, Regulation D, accredited-investor, qualified-purchaser, or jurisdictional restrictions imposed by the issuer of such Digital Asset. You are solely responsible for determining whether any Digital Asset constitutes a security in your jurisdiction and for compliance with the laws applicable to you.
The Service may surface routing to third-party DeFi protocols that offer derivatives, perpetual futures, options, and other leveraged products. CCharts is not a derivatives exchange, a futures commission merchant, a swap dealer, an introducing broker, or a commodity trading advisor. CCharts has structured the Service consistent with then-prevailing U.S. Commodity Futures Trading Commission staff guidance regarding decentralized derivatives front-end interfaces; that guidance is non-binding and may change. Derivatives carry materially greater risk than spot trading: leverage amplifies losses, positions can be liquidated in full and without notice when collateral falls below maintenance levels, funding-rate fluctuations can produce unexpected costs, and oracle failures or sequencer halts can cause involuntary liquidations. You should not use derivatives without a clear understanding of these risks. See the Risk Disclosure for additional detail.
Where the Service surfaces routing to yield aggregators, lending protocols, or borrowing protocols, any rewards, interest, or fees you receive arise solely from your interaction with those third-party protocols. CCharts does not pay, distribute, guarantee, or insure yield, interest, or principal. Yield-bearing positions can lose principal in full as a result of smart-contract exploits, oracle failures, depeg events, slashing, liquidation, governance attacks, or other risks inherent to decentralized finance. CCharts is not a depository institution; deposits to third-party yield protocols are not insured by the Federal Deposit Insurance Corporation or any equivalent body.
You represent and warrant that none of you, any entity controlling, controlled by, or under common control with you, or any beneficial owner of any account you create on the Service is named on an OFAC SDN list, EU sanctions list, UN sanctions list, UK sanctions list, HM Treasury sanctions list, or located in or controlled by a Sanctioned Jurisdiction. We may screen wallet addresses, IP addresses, and account-level information against sanctions and watch-list data sources, and may refuse, block, suspend, or terminate access at our discretion. We may rely on the warranty in this Section 1.9 in any subsequent dispute or proceeding arising from your use of the Service.
You represent and warrant that the Digital Assets you use with the Service are not derived from, and will not be used to facilitate, criminal activity, money laundering, terrorist financing, sanctions evasion, fraud, market manipulation, or tax evasion. We may request identity-verification information, screen wallet addresses for exposure to illicit-finance typologies, suspend access pending review, file reports required of us under applicable law, and terminate accounts that we determine in good faith may be facilitating prohibited activity.
You may not, and you may not permit any third party to:
The Service, including its software, design, text, graphics, and trademarks, is owned by Lemmings Life, LLC or its licensors and is protected by U.S. and international intellectual-property laws. We grant you a limited, revocable, non-exclusive, non-transferable license to access and use the Service for your own personal, non-commercial use, subject to these Terms. We reserve all rights not expressly granted. You retain all right, title, and interest in any wallet address, transaction, or content you submit to the Service.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR THAT ANY DATA DISPLAYED IS ACCURATE, COMPLETE, OR TIMELY.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL CCHARTS, LEMMINGS LIFE, LLC, OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES (INCLUDING WITHOUT LIMITATION LOST PROFITS, LOST DATA, LOSS OF GOODWILL, OR LOSS OF DIGITAL ASSETS), WHETHER BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER THEORY. OUR AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE WILL NOT EXCEED THE GREATER OF (A) ONE HUNDRED U.S. DOLLARS (US$100) OR (B) THE TOTAL FEES YOU PAID DIRECTLY TO CCHARTS IN THE TWELVE MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM. THESE LIMITATIONS APPLY EVEN IF A LIMITED REMEDY FAILS OF ITS ESSENTIAL PURPOSE.
You agree to indemnify, defend, and hold harmless Lemmings Life, LLC and its officers, directors, employees, agents, and licensors from and against all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from or relating to (a) your use of or access to the Service, (b) your breach of these Terms or any law applicable to you, (c) your violation of any third party's rights, including any intellectual-property right or privacy right, (d) any transaction you initiate on or through the Service, (e) any content you submit to the Service, and (f) any regulatory or governmental inquiry, investigation, or proceeding arising from your use of the Service or your trading activity.
We are not liable for any failure or delay in performance to the extent caused by events beyond our reasonable control, including without limitation acts of God, war, terrorism, civil unrest, government action, pandemic, labor dispute, fire, flood, earthquake, internet or telecommunications outage, cyberattack, blockchain network failure, validator outage, sequencer halt, oracle failure, RPC provider outage, regulatory change, or shutdown of any third-party service we depend on.
We may suspend or terminate your access to the Service at any time, with or without notice, including if we believe in good faith that you have breached these Terms, that your continued access poses a risk to other users or to the Service, or that we are required to do so by law. You may stop using the Service at any time. Sections 1.5, 1.9, 1.10, 1.12, 1.13, 1.14, 1.15, 1.18, 1.19, 1.21 (with respect to fees earned before termination), and the corresponding provisions of the Privacy Policy and Risk Disclosure survive termination.
Please read this Section carefully. It affects your legal rights, including your right to file a lawsuit in court.
Informal resolution. Before initiating any formal dispute, you and we agree to attempt to resolve the dispute through good-faith negotiation. You must first send a written notice describing the dispute to legal@ccharts.com. If the dispute is not resolved within sixty (60) days after delivery of the notice, either party may initiate arbitration as described below.
Binding arbitration. Any dispute, controversy, or claim arising out of or relating to these Terms or the Service that is not resolved by informal resolution will be finally settled by binding individual arbitration administered by JAMS pursuant to its Comprehensive Arbitration Rules and Procedures, before a single arbitrator selected in accordance with those rules. The seat and legal place of arbitration will be Dallas, Texas. The arbitrator's decision will be binding and enforceable in any court of competent jurisdiction.
Class-action and mass-arbitration waiver. You and we each agree that any dispute will be brought in our respective individual capacities and not as a plaintiff or class member in any purported class, consolidated, mass-arbitration, or representative proceeding. The arbitrator may not consolidate more than one person's claims, and may not preside over any form of representative or class proceeding.
Opt-out. You may opt out of the agreement to arbitrate by sending a written opt-out notice to legal@ccharts.com within thirty (30) days of first accepting these Terms. Opting out of arbitration does not opt you out of the class-action waiver, which survives independently to the extent permitted by law.
Carve-outs. Either party may bring an individual action in small-claims court for disputes within that court's jurisdiction, and either party may seek injunctive or other equitable relief in a court of competent jurisdiction to protect its intellectual-property rights or the security or integrity of the Service.
These Terms are governed by the laws of the State of Texas, without regard to conflict-of-laws principles. Subject to Section 1.18, the state and federal courts located in Dallas County, Texas have exclusive jurisdiction over any dispute not subject to arbitration.
We may update these Terms from time to time. For material changes — including changes to dispute resolution, fees, geographic eligibility, or the non-custodial architecture described in Section 1.3 — we will provide at least thirty (30) days' advance notice via email (where you have provided one) and an in-product banner. Other changes take effect on posting. Your continued use of the Service after the effective date constitutes acceptance of the updated Terms. The effective date appears at the top of this page.
General authority to charge fees. CCharts may charge fees for use of the Service, including without limitation in connection with the following categories. By using the Service you agree that fees may be assessed in any of these categories now or in the future:
Fee mechanisms. Fees may be implemented at any layer of a transaction or position. Without limitation, fees may take the form of: a markup on a quoted price (in which case the price you see is inclusive of the fee); a deduction from amounts received; a percentage of amounts traded, deposited, or earned; a fixed amount per transaction; a share of yield, rewards, or commission accrued by a position; a referral, rebate, or revenue share paid to CCharts by a third-party protocol routed to from the Service; a recurring subscription; or a combination of the foregoing. Where fees are charged as a markup, spread, or rebate, they may not be itemized separately at every step of a transaction.
Disclosure and changes. CCharts will make commercially reasonable efforts to surface fees applicable to a given action before you initiate it — for example by displaying an effective price, an expected fee breakdown, or a published fee schedule on a relevant page. The absence of a published fee schedule does not preclude us from charging fees within the categories enumerated above. Fees may be introduced, increased, decreased, or restructured prospectively in accordance with Section 1.20 (Changes to these Terms); positions and queued transactions are governed by the fee terms in effect at the time they were initiated.
No refunds. Fees are earned at the time the corresponding service is rendered (for example, when a swap is submitted on-chain, when an LST commission accrues to your position, when a yield position is rebalanced, or when a derivatives order is opened or closed) and are non-refundable, except where required by applicable law. CCharts is not obligated to refund fees in the event of post-transaction price movement, third-party-protocol failure or exploit, blockchain network outage or congestion, or user dissatisfaction.
Network gas and third-party fees. Any fees CCharts charges are separate from blockchain network gas or transaction fees and from fees imposed by the third-party DeFi protocols routed to from the Service (including DEXs, derivatives venues, lending and borrowing protocols, LST issuers, and yield aggregators). You are responsible for all network gas costs and all third-party-protocol fees associated with your transactions; the Service does not subsidize or cap such fees except where expressly stated.
Settlement and payment. CCharts may collect fees in any token denominated in or otherwise involved in the relevant transaction or position, including the asset being traded, deposited, withdrawn, lent, borrowed, staked, or earned. Where a fee is denominated in a value reference (e.g., a percentage of USD-equivalent traded), CCharts may convert and settle the corresponding token amount at then-prevailing market rates. CCharts does not currently invoice or collect fees in fiat currency; if we offer a fiat-denominated fee or invoicing flow in the future, the additional terms will be added in accordance with Section 1.20.
Tax. You are solely responsible for any taxes arising from your activity, including taxes on amounts that flow through CCharts as fees, rebates, referral payouts, or revenue-share distributions to you. See Section 3.8.
These Terms constitute the entire agreement between you and us regarding the Service and supersede all prior agreements. If any provision of these Terms is held unenforceable, the remaining provisions remain in full force. Our failure to enforce any provision is not a waiver. You may not assign these Terms; we may assign them in connection with a merger, acquisition, reorganization, or sale of assets. Notices to us must be sent to legal@ccharts.com; notices to you may be delivered via email or in-product notification.
This Privacy Policy describes how Lemmings Life, LLC, a Texas limited liability company ("CCharts", "we", "us") collects, uses, and shares information about you when you use the Service. We aim to collect only what is necessary to operate, secure, and improve the Service.
We share information only with service providers that help us operate the Service, and only to the extent necessary for them to perform their function. We use the following categories of service providers:
A current named list of subprocessors is available on request from privacy@ccharts.com. We update the list when subprocessors change.
When you sign and submit a blockchain transaction through the Service, the resulting transaction (sender, recipient, amount, token, signature, timestamp) is published to a public blockchain that is, by design, permanently and publicly readable. We do not control how third parties index, analyze, or republish on-chain data, and we cannot delete information once it has been recorded on a public blockchain.
Depending on where you live, you may have the right to access, correct, delete, port, or restrict the processing of your personal information; to object to certain processing; and to withdraw consent where processing is based on consent. California residents have rights under the California Consumer Privacy Act, including the right to opt out of any "sale" or "sharing" of personal information; we do not sell personal information. To exercise any of these rights, contact privacy@ccharts.com. Note that public-blockchain records cannot be deleted by us (Section 2.5).
We retain account and wallet information for as long as your account is active. Bug-report payloads are retained for twelve (12) months after submission, then deleted. Sanctions-screening logs are retained for the period required for compliance defensibility (currently five (5) years). Fiat-ramp recipient details (§2.1) are retained for as long as the bank is listed for re-use on your account. When you remove a saved bank, the recipient name, address, and phone are deleted from our database; the destination last-four and label are retained on the underlying transaction history so the transaction log remains readable, and the bank is soft-deleted with the ramp partner. Encrypted on-device blobs are cleared from the current device on remove; blobs on other devices where you opted in remain encrypted locally and become inert because the ramp partner will no longer accept payouts to the removed bank. Backups may persist for short additional periods after deletion in the live system.
We are based in the United States. Information we collect may be processed in the United States and other countries where our service providers operate. Where applicable law requires a transfer mechanism, we rely on the Standard Contractual Clauses or equivalent safeguards.
The Service is not directed at children under 18 and we do not knowingly collect information from children under 18. If you believe we have collected information from a child, contact privacy@ccharts.com and we will delete it.
We may update this Privacy Policy. Material changes will be communicated as described in Section 1.20. The effective date of this Privacy Policy is the "Last updated" date at the top of this page.
For privacy questions, data-subject requests, or to receive the current named subprocessor list, contact privacy@ccharts.com.
Trading and holding Digital Assets is risky. You can lose some or all of the value you put at stake. The risks summarized below are not exhaustive. Do not use the Service if you do not understand and accept these risks.
Digital Asset prices are volatile. Prices can move significantly within a short period and can fall to zero. Past performance does not predict future results. You should only trade with funds you can afford to lose entirely.
The Service is non-custodial. Your keys are held in a Turnkey passkey-based sub-organization that you control via the passkey on your device or hardware authenticator. If you lose access to all of your enrolled passkeys, you may permanently lose access to the Digital Assets in that sub-organization. We cannot recover lost keys, and we cannot move or restore your Digital Assets on your behalf. Maintain working backup passkeys and follow Turnkey's recovery guidance.
The Service interacts with smart contracts deployed by third parties on public blockchains. Smart contracts may contain bugs, design flaws, or vulnerabilities that result in loss of all assets deposited into or transacted through them. An audit is not a guarantee of safety. Smart contracts may be exploited, frozen, or rendered inoperative without notice and without recourse. Additional risks include re-entrancy attacks, oracle manipulation, governance attacks, sequencer halts, fork events, and protocol upgrades that change behavior.
Trades you initiate through the Service are routed via third-party DeFi aggregators (such as dFlow) to underlying decentralized exchanges. Execution is subject to slippage between quote and fill, miner-extractable value ("MEV") including front-running and sandwich attacks, partial fills, transaction inclusion delays, transaction failure, and the possibility that a quoted price is no longer obtainable when your transaction confirms. The Service does not guarantee that any trade will execute at the quoted price, will execute at all, or will be free from MEV exposure.
Yield-aggregator deposits, lending positions, and borrowing positions placed through third-party DeFi protocols carry the smart-contract risk described in Section 3.3 and additionally:
Where the Service surfaces routing to derivatives, perpetual-futures, options, or other leveraged products, you assume materially greater risk than spot trading:
Certain Digital Assets accessible through the Service may be characterized as securities. The legal and regulatory status of on-chain instruments that purport to represent securities is unsettled. You may face restrictions on transfer, redemption, or resale; eligibility may depend on accredited-investor status or jurisdiction; and the issuer or transfer agent of such an instrument may decline or unwind transactions. CCharts does not represent that any on-chain instrument complies with securities laws applicable to you, and is not the issuer of any such instrument.
You are solely responsible for assessing, calculating, withholding, reporting, and remitting any taxes that arise from your activity on or through the Service. CCharts is not a tax advisor and does not provide tax advice. We may, but are not obligated to, provide CSV exports as a convenience; we do not warrant their accuracy and they are not a substitute for professional tax preparation.
Laws and regulations governing Digital Assets, decentralized finance, on-chain securities, and crypto derivatives are evolving. Future regulatory changes — including changes to U.S. SEC, CFTC, Treasury, or state-level rules and to corresponding rules outside the United States — may restrict, limit, or prohibit aspects of the Service or your activity. Such changes may occur without notice and may force the Service to suspend, modify, or withdraw functionality.
The Service depends on third-party infrastructure (edge compute, blockchain RPC providers, oracle networks, validator sets, sequencers, market-data sources). Outages or degradation in any of these can render the Service partially or fully unavailable. We do not guarantee uptime.
Nothing on the Service constitutes investment, legal, tax, accounting, or other professional advice. Pricing, charts, ratings, and similar content are factual reference and not a recommendation to buy or sell any Digital Asset. Consult independent qualified advisors before making any decision involving Digital Assets.